If you have not made any claims for a year or more, you are entitled to a No-Claim Discount (NCD). The NCD reduces the policy premium for the following year. This is your insurer's way of recognising you for having been a careful driver. The following table shows how the NCD is set by all insurers across the industry.

• If I make a claim, will I automatically lose my NCD?
• Does my NCD apply to me, or to my vehicle?
• Can I insure against the loss of my NCD?
• What to consider Before making any claims:
• Will I lose my NCD if there is a break in ownership of my vehicle?

To answer these questions, Click here for Complete Information about No Claim Discount. You can request a motor insurance quotation online here.